What are we able to remove?

We remove negative and derogatory items that are not suppose to be listed on your credit reports. We challenge items like bankruptcies, repos, medical bills, credit cards, slow pays, inquiries, judgments, foreclosures, tax linens, and collections.

How long does it take to see improvement?

You normally receive information in the mail showing you improvement within the first 45-60 days. (Investigative reports)

What is the cost?

By far the best value for your dollar. There is a $350 on-time setup fee. Your $50.00 monthly fee begins 30 days later. Everything you need is covered. You never have to worry about confusing options or expensive upgrades. There are never any hidden costs or surprises! And if you are signing up with your spouse, it gets even better; we will discount your monthly fee by fifty percent.

How do you remove negative items?

We remove these negative items by the use of the “Fair Credit Reporting Act” which is cohesively made up of several statues that we use to make the most of your credit score.

Must items be paid off in order to be removed?

No, there are several ways to have these items removed including the FCRA.

Is this an automated dispute service?

No! Our customers get personalized service and the full benefit of our experience and knowledge. Automated dispute services enter the information from your credit report into their software, and then direct you to a computer screen to select which items you would like to dispute. This computerized approach can leave the majority of potential improvement untapped. Unlike these automated services comprehensive, hands-on method insures that you are get the best results possible.

Is there any additional charges?

No not at this time, we cannot say prices will always be the same. As other prices will fluctuate.

Are you registered with the Better Business Bureau?

Yes.

Will anyone contact me throughout the program?

Yes, but you will be responsible for mailing in all correspondence from credit bureaus.

Do you offer a guarantee?

Yes, if you are not satisfied with our service within 60 days we will refund your money. No one in our business can predict a specific outcome, but we will do everything possible to maximize the likelihood of great results. Our Guarantee means that you can get started today with complete confidence.

Do you work with all 3 credit bureaus?

Yes, Experian, Transunion, and Equifax will all be contacted.